California Personal Lines Broker Practice Test

Question: 1 / 400

How is comparative negligence defined?

The injured party is fully responsible for the loss

The injured party shares some responsibility for the claim

Comparative negligence is defined as a legal doctrine that allows for the sharing of fault among parties involved in an accident or injury. This means that if the injured party is found to have contributed to their own injury or loss in some way, their compensation may be reduced proportionately based on the degree of their own negligence. For example, if one party is deemed to be 20% at fault for an accident, they would only recover 80% of the damages awarded.

This concept acknowledges that injuries often result from a combination of actions by multiple parties. By allowing the injured party to share some responsibility, it aims to encourage a fair distribution of damages while still holding all responsible parties accountable. This stands in contrast to other options where liability is either fully assigned or completely negated.

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The injured party cannot seek any damages

The injured party has no role in the accident

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