A licensee may surrender his/her license:

The correct choice indicates that a licensee may surrender their license upon providing written notice to the Department of Insurance at any time. This reflects the flexibility granted to licensees, allowing them to voluntarily relinquish their license when they choose, without the requirement to wait for specific conditions or timelines.

This process typically serves to maintain the integrity of the insurance profession, allowing individuals to step away from their duties effectively if they decide not to continue their practice. It ensures that the licensee is not operating under a license they do not intend to use, which can help prevent potential issues related to unregulated activity or non-compliance with professional standards.

The other options may impose unnecessary conditions or limitations on the surrender process. For instance, surrendering a license only at the end of the license term does not align with the purpose of allowing a licensee to have autonomy over their professional status. Similarly, requiring that all outstanding accounts be settled prior to surrender might not always be practical or fair. Lastly, needing a request from the Department of Insurance adds an additional bureaucratic step that could delay a licensee's decision to step away from their duties. Therefore, the option of surrendering the license at any time with simple written notice best champions the proactive decision-making of the