To handle long-term care insurance, an agent of more than four years must satisfy the continuing education requirement of:

An agent who has been licensed for more than four years is required to complete 8 hours of training in long-term care (LTC) insurance during each license term. This training is designed to ensure that agents remain informed about the specifics of long-term care products, including their features, benefits, and regulatory aspects.

The emphasis on ongoing education in this field is crucial because LTC insurance involves complex considerations regarding the coverage, conditions, and the changing landscape of health care. By requiring 8 hours of focused training, regulatory bodies aim to equip agents with the knowledge they need to assist clients effectively in selecting appropriate long-term care options.

This requirement reflects an understanding of the importance of maintaining expertise in a specialized area to better serve policyholders, ensuring that insured parties receive the best advice and solutions tailored to their individual needs.