What is found on the declarations page of an insurance policy?

The declarations page of an insurance policy serves as a summary of the key elements of the coverage provided. It typically includes important information such as the insured's name, the address of the insured property, the policy number, and the coverage limits. Most notably, it provides details about the premium amounts and the specifics of the coverage being offered, including any applicable deductibles. This page acts as a quick reference guide that outlines the essential terms of the insurance agreement, making it crucial for policyholders to understand their coverage and costs.

While the other options mentioned may be relevant to an insurance policy, they do not belong to the declarations page. For instance, the insured's gender is generally not included in the declarations page, as this information is not relevant to the coverage specifics. Endorsements and modifications appear in supplementary sections of the policy to adjust or clarify coverage, rather than on the declarations page itself. Lastly, exclusions related to perils are typically outlined in the policy's terms and conditions and not prominently featured on the declarations page. Thus, the focus on premium and coverage details as found on the declarations page makes this choice the correct choice.