What is the primary role of a solicitor in the insurance field?

The primary role of a solicitor in the insurance field is to assist agents without binding authority. Solictors act as intermediaries who help agents in placing business but do not have the authority to sign policies or bind coverage on behalf of the insurer. Their function is primarily supportive, facilitating communication and aiding the administrative processes necessary for agents to perform their duties effectively.

While other roles in the insurance environment involve direct representation of insurers, negotiation of contracts, or underwriting, these do not accurately describe the unique position of a solicitor. Instead, the solicitor’s function centers on supporting those who have binding authority, making them essential to the operational aspects of insurance transactions without overstepping their designated boundaries.