When an insured has a covered collision totaling $3,000 with a deductible of $500, what would the insurer pay if there is also glass damage?

The insured has a collision loss of $3,000 and a deductible of $500. In the case of a covered collision, the insurer calculates the payout by subtracting the deductible from the total loss amount. Therefore, the payout would be $3,000 (total loss) minus $500 (deductible), which results in a payment of $2,500.

Additionally, the mention of glass damage does not directly impact the calculation for the collision portion of the claim unless the glass damage is separate and covered under a different part of the policy. In this scenario, as long as the collision damage is the primary concern for the compensation calculation, the insurer will only take into account the collision loss and the deductible. Thus, the correct amount the insurer would pay is $2,500.