Which coverages follow the insured and family members into any automobile?

Study for the California Personal Lines Broker Test. Utilize detailed flashcards and comprehensive multiple choice questions, each with helpful hints and explanations. Propel your preparation for a successful exam outcome!

The correct answer pertains to the coverages that provide protection to the insured and family members regardless of the vehicle being driven. Part B of an automobile insurance policy is typically related to Medical Payments or Personal Injury Protection (PIP). This coverage extends to the insured and their family members for medical expenses incurred as a result of an accident, regardless of whether they are driving their own vehicle or someone else's.

Part C refers to Uninsured Motorist Coverage, which also follows the insured and family members. It provides protection in scenarios where an accident occurs with an uninsured driver or when a hit-and-run situation arises.

Together, these coverages ensure that the insured and family members are protected in various driving situations, making them essential components of a comprehensive personal automobile insurance policy. They provide a safety net that is not limited to the specific vehicle listed in the policy, thus ensuring broader protection.

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