Which item is commonly NOT included in a property insurance policy?

In a property insurance policy, the inclusion of an insured's gender is not standard practice. Insurance policies typically focus on the aspects that are relevant to the coverage provided, which include details like the name of the insurer, the effective date of the policy, and the perils that are covered.

The name of the insurer is crucial as it identifies who is providing the coverage. The effective date is significant since it marks the commencement of the insurance coverage, determining the period during which claims may be made. The perils insured against outline the specific risks that the policy will cover, such as fire, theft, or vandalism.

However, personal characteristics of the insured, such as gender, are generally not pertinent to the terms of a property insurance policy. Property insurance revolves around the valuation and protection of the physical property and risks associated with it, rather than demographic information about the policyholder. Thus, gender is not required and is often omitted to focus on relevant details regarding the property and the coverage.