Which of the following is NOT a purpose of the Unfair Practices Article?

The Unfair Practices Article is primarily concerned with maintaining fairness and transparency in the insurance industry. Its main purposes include regulating trade practices to ensure that all insurance transactions are conducted honestly and ethically, protecting consumers from dishonest or deceptive practices, and ensuring that agents adhere to fair selling methods.

Determining punishment for agents guilty of unfair practices is not a primary purpose of the Unfair Practices Article itself; rather, these matters typically fall under the jurisdiction of regulatory bodies or enforcement agencies that oversee compliance with the law. While enforcement actions may follow instances of unfair practices, the article's main focus is on preventing such practices rather than outlining punishments. This differentiates it from the other listed purposes, which all align with the overarching goal of fostering ethical conduct within the insurance industry.