Which of the following is NOT covered under collision coverage?

Collision coverage is designed to pay for damage to your vehicle resulting from a collision with another vehicle or object. This type of insurance handles impacts that involve another vehicle, an object such as a tree or pole, and even instances where your vehicle rolls over.

The reason for the choice regarding impact with an animal being the correct answer is that, while collision coverage applies to a wide range of incidents involving crashes, most policies define animal strikes differently. Damage from hitting an animal is typically covered under comprehensive coverage, as it falls under non-collision-related incidents. Comprehensive coverage helps protect against losses due to events other than collisions, such as theft, vandalism, or damages caused by animals.

In contrast, impacts involving other vehicles, flying objects, and vehicle rollovers are all scenarios that fall squarely under the definition of collision coverage, leading to their inclusion in the types of incidents that this insurance would cover.