Which of the following is NOT an effort to combat insurance fraud by the Department of Insurance?

The correct answer focuses on the requirement for companies to submit records of fraudulent claims, which is not mandated by the Department of Insurance. While insurers are encouraged to report fraudulent claims as part of broader fraud detection efforts, there isn't a universal requirement for every company to submit records of this nature.

Efforts to combat insurance fraud by the Department of Insurance include having fraud detection units within each insurance company, which helps identify and investigate fraudulent activities effectively. Additionally, every insurer contributes to an annual fee dedicated to fraud detection initiatives, which supports the overall efforts of combating fraud at a systemic level. Furthermore, the assessment of a fee for every automobile insured contributes to funding fraud task forces aimed at targeted enforcement against fraud.

In summary, while fraud detection and reporting are critical components of the insurance industry, the specific requirement for all companies to submit records of fraudulent claims does not exist, making it the correct choice for what is NOT an effort to combat insurance fraud by the Department of Insurance.