Which of the following is NOT categorized as a tort?

Study for the California Personal Lines Broker Test. Utilize detailed flashcards and comprehensive multiple choice questions, each with helpful hints and explanations. Propel your preparation for a successful exam outcome!

The correct answer is C, which is "Adverse selection." This term refers to a situation in insurance markets where individuals with higher risk are more likely to purchase insurance than those with lower risk. It is an economic concept rather than a legal concept and does not fall under the classification of torts.

On the other hand, intentional torts, negligence, and absolute/strict torts are all categories of tort law, which deals with civil wrongs that cause harm or loss to individuals. Intentional torts involve deliberate actions that cause harm, such as assault or defamation. Negligence focuses on the failure to exercise reasonable care, leading to unintentional harm. Absolute or strict torts hold a party liable without the need to prove negligence or intent, often related to inherently dangerous activities.

Understanding these distinctions helps clarify why "adverse selection" is not considered a tort, as it pertains to insurance principles rather than legal actions involving wrongful behavior.

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