Which of the following is NOT classified as a special surplus line?

In the context of surplus line insurance, a special surplus line refers to specialized or high-risk insurance that is often not available through standard markets. These are typically lines of coverage that fall outside the regular offerings due to their nature or the risks involved.

Insurance on farm or cattle ranch is generally considered a standard line of insurance. It is commonly offered by admitted insurers and is not usually classified as a special surplus line. This is because farm and ranch insurance is an established market with a range of companies willing to provide coverage under standard terms, making it more accessible than those categories that are deemed too risky or specialized for regular insurers.

On the other hand, insurance on property of railroads, reinsuring the liability of admitted insurers, and aircraft insurance are often classified as special surplus lines due to their high-risk nature and the specialized coverage requirements involved. Therefore, these options fit the definition of surplus lines, whereas farm or cattle ranch insurance does not.